THE LAW OFFICE OF AHMAD KESHAVARZ
False Credit Reporting
Credit reports can be the deciding factor in whether you are able to get an apartment, a credit card, financing for a car, a job, or a mortgage. Credit reports can include reports from the major credit bureaus, tenant application screenings, and criminal background checks. A false or otherwise unlawful entry on a credit report can throw your life into chaos. This includes:
- Reporting of debts that you never had
- Reporting a late payment or past due balance that is not accurate
- Reporting the information of another person, often with a similar name
- Reporting accounts that are more than seven years old.
- Reporting criminal convictions that have been dismissed or expunged
- Reporting criminal convictions that you were never convicted of
- Reporting misdemeanors as felonies
- Reporting evictions where you were never evicted or where you won the eviction suit.
Credit reporting agencies, debt collectors, and employers are all required under the law touse reasonable procedures to make sure information in your credit report is accurate. We have helped clients assert their rights to accurate credit reporting. Prior results do not guarantee a similar outcome.
