Unlawful Bank Restraints and Garnishments
When a debt collector freezes your bank account, takes money in your bank account, or takes money out of your paycheck, there are federal and state law protections that limit what theycan do. You may have protections for:
- Unemployment insurance
- Social Security funds
- Public assistance (welfare)
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Veteran benefits
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Payments from pensions and retirement accounts
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Disability benefits
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90% of the income earned in the last 60 days
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All income if you make 30 times the minimum wage or less per week
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Worker’s compensation benefits
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Child support
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Spousal support
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$3,600 in the bank account if it contains no government benefits
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$2,850 in the bank account if it contains government benefits
freeze bank accounts and garnish funds and wages illegally.